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Why not just use Zelle?

You can. Landlords have done it forever. Here’s the honest breakdown of what’s different.

Feature Zelle TenantHub
Pay rent from bank Yes Yes
Cost to tenant Free Free (ACH)
Daily transfer limit $500-$2,500, varies by bank $50,000
Autopay No One tap after first payment
Automatic receipts No Email + PDF
Payment history No Full ledger
Late fee tracking No Automatic
Tax-ready exports No 1099-ready CSV
"Did they send it?" calls Yes No
Reminders No Automatic
Refunds Painful One click
Tenant setup time Already installed 30 seconds, one time
Where Zelle wins
  • It’s already in the tenant’s bank app.
  • It can settle same day, where ACH usually takes a few days.
  • It works for tiny landlords who do not want a tool.
Our argument

Zelle is fine for a month. After three months of chasing “did you send it?”, autopay is worth a $5 monthly fee. After twelve months, your records alone save you a weekend.

Zelle works. So do paper checks. Autopay wins later.

That’s the tradeoff, plainly stated.